May 19, 2026

The 25% Rule: What It Means for Roof Repairs vs. Full Replacement in San Antonio

As hurricane season approaches in Texas, roofing damage becomes more than just an inconvenience, it becomes a high-stakes decision between repairing your roof or replacing it entirely. What many property owners don’t realize is that this decision isn’t always up to you or your contractor. In many cases, it’s guided by what’s known as the 25% Rule, a building code standard that can significantly impact your insurance claim and the long-term integrity of your roof. Understanding this rule can help you avoid temporary fixes, protect your investment, and ensure your property is restored the right way after a storm. In this blog, we’ll break down what the 25% Rule is, how it works, and what it means for your roof after storm damage.
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